PM Kisan KCC Loan: Great news for farmers, you will get Rs 3 lakh sitting at home

PM Kisan KCC Loan: Government is bringing many schemes for lakhs of crores of farmers. In such a situation, a big decision has come regarding Kisan Credit Card Scheme. Under this scheme, financial help is given to the farmers. KCC Scheme has been made for special farmers. Let us tell you that under the Pradhan Mantri Kisan KCC Loan, farmers are given a loan of up to Rs 3 lakh at only 4 percent interest rate.

PM Kisan KCC Loan

PM Kisan KCC Loan

If you have not taken any kind of loan for agricultural work before! So you can apply for the loan by visiting your nearest bank. Kisan Credit Card Loan is a short term loan. KCC Loan is given to meet the expenses of farmers on farming throughout the year. This loan is given by the government to the farmers through a government bank.

Cheapest Loan Against KCC

For information, let us tell you that the Kisan Credit Card Scheme was started in the year 1998. Under which farmers are provided agricultural loans at easy rates for the purchase of agricultural products like seeds, fertilizers, pesticides. Amendments have been made in this plan from time to time. Under which the Kisan Credit Card has also been linked to schemes like PM Kisan (PM Kisan Yojana) and crop insurance (PM Fasal Beema Yojana).

  • Under this scheme, short term loan on KCC is given to farmers for five years up to 3 lakhs.
  • By the way, interest is charged on Kisan Credit Card at the rate of 9 percent, on which the government gives a subsidy of 2 percent.
  • At the same time, 2 percent subsidy is also given on behalf of the banks on repaying the loan before time.
  • In this way, a subsidy of 4 percent is provided to the farmers under the Kisan Credit Card Scheme. So that along with the cost of farming, the burden of debt can also be reduced.

Eligibility for Kisan Credit Card Scheme

Those farmers who have their own land are eligible under KCC loan. Apart from this, it is also given to self-help groups. You must be a resident of India for Kisan Credit Card. The farmer will have the land in his own name, only then he will be considered eligible to apply.

Required Documents: PM Kisan KCC Loan

  • Khatauni
  • Measles
  • share certificate
  • identity certificate
  • nodes from the nearest banks
  • Affidavit
  • 12 years land record from tehsil

Benefits of Kisan Credit Card Loan Scheme

Many types of benefits are being given under PM Kisan KCC Loan. With the help of this scheme, farmers are financially and technically very profitable. Farmers are getting many benefits under this scheme (KCC Scheme). The government has made the conditions related to Kisan Credit Card very easy! You can take advantage of Kisan Credit Card Scheme only by giving some documents to the bank!

How to apply for KCC-

To apply for Kisan Credit Card, you can apply in any government bank. Go to the bank and fill the application form of Kisan (Farmer) credit card! After that you have to submit all the above mentioned documents. After this you will get Kisan Credit Card (KCC). Apart from this, you can also apply for KCC (Kisan Credit Card) through the official website of banks.

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